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Seniors Travel Insurance

Ready to buy? Call our helpful Aveo travel team on 1800 219 156 or get a quote here.

Quality travel insurance you can customise to your needs
The ‘golden years’ aren’t meant for sitting at home, it’s time to travel the world! What’s stopping you from booking your next great adventure? Cover-More Travel policies are world-class for seniors. So if you’re over 65 and want great quality cover for your travels, get a quote from us.

Choose your policy
If you travel often, our annual multi-trip policies^ may be ideal for you. You can purchase 12 months’ cover, for trip durations of either 30, 45, or 60 days. For Domestic annual multi-trip policies, we cover journeys more than 250 km from home.

If you are on a budget, you can choose from a variety of excess and cancellation levels to adjust your cover and premium.

Do I need travel insurance?
There are a number of reasons why travel insurance is important and even more reasons for seniors. You may not be as fit and healthy as your used to be and medical costs overseas can be huge. A trip to the hospital for gastro in Australia may be covered by Medicare or your private health insurance, but in the USA, it can cost you upwards of $100,000. The quickest way to ruin a trip is for you to come home with a big bill.

Your chances of robbery have increased too, with thieves targeting older travellers. Make sure you and your belongings are protected on your trip.

Why pick Cover-More
Cover-More Travel Insurance was reviewed on 21 September 2018 on Feefo and rated 4.3 stars

We provide you with great value for money. Our plans offer these benefits popular with senior travellers:

24/7 emergency medical and travel assistance
$Unlimited overseas medical and dental cover
Luggage and personal effects benefits
Cover and assistance for if you lose travel documents, including credit cards and traveller’s cheques replacement
Travel delay expenses
Rental car insurance excess
TravelGP – access to an Australian-based doctor while you’re overseas
At Cover-More we want our customers to feel confident on their travels that if anything goes wrong, we can be there to provide help and support. Our TravelGP service provides you access to an Australian-based doctor while you’re on your trip. TravelGP is ideal for when you’re feeling unwell but not sick enough to go to the hospital. Through TravelGP we can provide prescriptions, tips for getting better and advice on doctors or hospitals to visit near you.

Existing medical conditions
Don’t let an existing medical condition* stop you from seeing the world. Cover-More offers your automatic cover for a variety of existing medical conditions, (subject to requirements) with our policies:

Bell’s Palsy
Carpal Tunnel Syndrome
Coeliac Disease
Congenital Blindness
Congenital Deafness
Ear Grommets
Gastric Reflux
Graves’ Disease
Hiatus Hernia
Hip Replacement
Knee Replacement
Shoulder Replacement
Hip Resurfacing
Hypercholesterolaemia (High Cholesterol)
Hypertension (High Blood Pressure)
Gastric Ulcer
Peptric Ulcer
Plantar Fascilitis
Raynaud’s Disease
Skin Cancer
Stenosing Tenosynovitis (Trigger Finger)
Urinary Incontinence
Underactive Thyroid
Overactive Thyroid

If your existing medical condition is not listed, you may still be able to get cover. You will be required to complete an assessment form so call our team on 1800 219 156 to get you started.

Do I need to add Cruise cover?
Cruises are great for senior travellers. Visiting multiple locations from the comfort of a luxury liner makes for a relaxing holiday. If you are going on a cruise, you need to add cruise cover and pay an extra premium to be covered. It’s important to know that once you set sail, medical or hospital expenses (domestic or international), aren’t covered by Medicare or your private health insurance. Adding the cruise travel insurance extra when setting up your policy can protect you against lost luggage, cancellation, and unforeseen medical expenses.

Money back guarantee
When you purchase a Cover-More policy, you’re covered by our money back guarantee.** If you change your mind and need to cancel within 15 working days of purchase, you can get a full refund. This is providing you haven’t departed on your journey and haven’t made a claim already.

Let’s talk
So what are you waiting for? Get out there and explore the world knowing Cover-More can protect you on your travels. Call us on 1800 219 156

* You can find a full list of automatically covered conditions on the Policy Disclosure Statement (PDS) of your chosen policy.
^ Policy availability subject to age, departure date, trip duration and area of travel. Policies may not be available to all travellers and limits may be applied to travellers over 70 years old.
** Money back guarantee available if you cancel your policy within 15 business days (excluding public holidays) provided you have not travelled or made a claim or departed on your journey.